Purchasing Florida homeowners insurance can get confusing, and at Lions Group International of SW FL we understand this. Although you are not legally required to purchase FL home insurance as you are with Florida car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowners insurance in Miami, Fort Myers, West Palm Beach or anywhere in Florida, don’t fret! Lions Group International of SW FL is an independent insurance agency that can shop multiple carriers to get you the best FL home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic Florida homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your FL home insurance policy should reflect that. Whether you need homeowners insurance in Miami, Stuart, West Palm Beach, Naples, or Fort Myers home insurance, Lions Group International of SW FL will create a homeowner’s insurance policy that will best suit you and your family. Fill out our quick and simple form today for a free Florida homeowners insurance quote!